Republic of Turkey Identity Card (TCKK): Banking Use Case in Authentication & Customer Onboarding


Keleş M. K., Demirel Ş.

6th International Conference on Computer and Technology Applications, ICCTA 2020, Antalya, Türkiye, 14 - 16 Nisan 2020, ss.35-40, (Tam Metin Bildiri)

  • Yayın Türü: Bildiri / Tam Metin Bildiri
  • Doi Numarası: 10.1145/3397125.3397126
  • Basıldığı Şehir: Antalya
  • Basıldığı Ülke: Türkiye
  • Sayfa Sayıları: ss.35-40
  • Anahtar Kelimeler: Authentication, Banking, Biometric Authentication, Digital Banking, Electronic Authentication System (EKDS), Electronic Identity Cards, Face Recognition, Identity Management, Near Field Communication (NFC), Optical Character Recognition (OCR), Remote Customer Onboarding, TCKK, The Republic of Turkey Identity Card
  • Maltepe Üniversitesi Adresli: Evet

Özet

The Republic of Turkey Identity Cards (TCKK) were issued on March 2016 to enable the electronic identity and electronic services for the citizens. TCKK includes personal and biometric information which allows authentication process to be enhanced with visual and electronic security elements of the highest standards. In this paper, we present a remote customer onboarding scenario and the usage of The Republic of Turkey Identity Card (TCKK) authentication with face recognition. We also explore the case for Near Field Communication (NFC) capable mobile devices which enable to take the colorful face image to improve the face recognition rate. The authentication steps are described in detail to further employ this usage. TCKK allows authentication process to be enhanced with visual and electronic security elements of the highest standards that can be applicable for many other digital banking scenarios or new applications in the financial sector.